FP&A for mid-market finance

We tailor our FP&A platform to your business. Then we run it with you.

A mid-market FP&A platform that comes with a team to build it and a team to run it.

Our onshore team of FP&A, engineering, product, and QA tailors the Centage Operating System to how your business actually runs. Our US-based FP&A team runs the cycle so that you can focus on the business. 500+ finance teams. Live in 4-6 weeks.

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500+finance teams

60-70%faster budget cycles

4-6wks to live

SOC 2 · Onshore FP&A support

500+ finance teams

What makes Centage different

Two things no other FP&A vendor does under one roof.

Centage ships with a team to build the platform precisely for your business, and a team to run it with you so you can focus on the business.

We build it for your business.

No two mid-market finance teams run the same model. We don't ship a toolkit and leave you to configure it.

Our onshore team of FP&A, engineering, product, and QA tailors the Centage Operating System to how your business actually runs: wiring your ERP, HRIS, and CRM; building reports from your chart of accounts up; matching your approval chain; and shipping the dashboards your CFO opens first.

4-6 weeks · finance-owned · 500+ teams running on the OS

Explore Tailored FP&A Software →

Then we run it with you.

Focus on the business. Our US-based FP&A team runs the cycle.

Your Centage Operating System, plus our US-based FP&A team handling the budget cycle, the monthly reforecast, the board pack, and the variance narrative. A named advisor on standing hours. Your finance team spends its time on strategy, business partnering, and the decisions the CFO actually needs.

Managed FP&A add-on · priced during discovery

Explore FP&A as a Service →

The platform underneath

The Centage Operating System.

The FP&A platform for budgeting, forecasting, and board-ready reporting; tailored to your chart of accounts, your approval chain, your pay rules. Built for enterprise complexity: hundreds of entities, thousands of GL accounts, workforce planning by position, intercompany eliminations, multi-currency.

Tailored for youReporting & experience

Your board narrativeYour dashboard layoutsYour KPI definitionsYour variance commentaryRole-based views

Input

Centage Data Connector

Any ERP · HRIS · CRM

NetSuiteSage IntacctQuickBooksADPUKGSalesforceREST + CSV

→

Tailored to you

Configuration

Your business, modeled

Your chart of accountsYour approval chainYour pay rulesYour cost centersYour fiscal calendar

→

Engine

Centage OS core

BudgetingForecastingReportingWorkforceConsolidationIntercompanyWorkflows

→

Agents

Centage AI

Variance analystDriver attributionForecast assistScenario copilotNarrative drafting

→

Output

Reporting Engine

Board packVariance narrativeScenariosLive dashboardsConsolidated P&L

FoundationSOC 2SSORBACAudit logEncryption at rest & in transit

Spreadsheets fail, and your credibility goes with them.

Multi-entity consolidation, complex payroll, and workforce planning don't fit in a workbook.

Three scenarios where Excel falls short ↓

The board asks a what-if.

What happens

Price up 6%. One fewer new-hire cohort. Freight down half a point. Three model rebuilds, one per assumption, each landing at a different closing cash number.

Centage

Update three drivers. Every line in P&L, cash flow, and workforce plan recomputes. Scenarios sit side by side.

Workforce plans that don't know your payroll.

The miss

A new hire at grade 12, step 4, in California costs more than the same role in Ohio. State tax deltas, benefit variation, 401k match. Most FP&A models miss the fully-loaded cost materially.

Centage

Budget by position with real pay grades, steps, tiers, benefits, and payroll-tax rules. Change one, every dependent line updates.

Multi-entity close takes 30 days.

The cost

Nine entities. Eighty-seven workbooks. Three currencies. Intercompany eliminations in a memo. Close takes 30 days.

Centage

Automated eliminations, multi-currency, unlimited entities, immutable audit trail. Consolidate on every actuals sync.

What finance teams gain after Excel

500+

finance teams on Centage

60-70%

faster budget cycles

4-6wks

to live, no IT project

30→1days

multi-entity close

The platform · budgeting, forecasting, workforce planning, consolidation, reporting

Every FP&A workflow. One connected system.

From your GL sync to your board pack. Owned by finance. Tailored just right for your business.

Automated budgeting

Templates map to Centage in minutes. Actuals flow from your GL on every close.

Learn more →

Rolling forecasts

Update one assumption; every dependent scenario updates. Weekly, monthly, quarterly.

Learn more →

Driver-based planning

Model your business in the drivers that move the numbers.

Learn more →

Multi-entity consolidation

Automated eliminations, multi-currency, unlimited entities. 30-day close → 1-day close.

Learn more →

Workforce planning

Budget by position: pay grade × step × geography payroll-tax rules.

Learn more →

Board-ready reporting

P&L, balance sheet, cash flow, driver dashboards. Board pack in minutes.

Learn more →

13-week cash flow forecasting

Cash-native. Working-capital drivers, timing, and financing alongside revenue and cost.

Learn more →

Multi-entity consolidation. P&L and intercompany eliminations in Centage platform

Workforce Planning all departments. Headcount. Centage platform.

Board-ready pack showing in Centage platform

a table showing 13-week cash flow forecasting in centage platform

AI agents built for finance

Stay on top of your business. Decide with the full picture.

Three agents that explain what moved, suggest what to do next, and audit every write. Every suggestion cites its actuals rows. You approve before anything changes.

Centage Business Insights agent

Explains what moved, why

Flags material variances and their likely causes before you open the report. Learns from your close notes.

Business summary · Jun 14

Your FY27 plan is on track. Revenue +8.2% YoY ($72.2M). Net income $56.3M. H1 cash is healthy; Q4 shows a modest taper with no liquidity risk.

⚠Watch: personnel costs −11% unfavorable vs budget

✓You approve every write.

Centage FP&A chat agent

Suggests and drafts, awaits your approval

Suggests forecast adjustments from actuals patterns. Never changes anything silently.

Centage FP&A chat

What drove the Q3 revenue beat?

Three factors: (1) services attach +5pp, (2) one $420K deal pulled forward from Q4, (3) May-cohort reps hit full productivity. Services attach is the lever. Model: +$340K per 5pp.

✓Cites 14 actuals rows · open to review

✓Every suggestion cites its actuals rows.

Centage Variance & Guardrails agent

Every write audited

Every forecast, budget, and consolidation change is auditable. Guardrails on every write.

Variance detected · July

Payroll expense · July FY27

Dept 100 · Engineering

+11.2%

+$87K vs budget

Cause attribution

4 backfills closed at grade G13-G14 (budgeted G11-G12) · +$62K

2 relocations NYC → Bay Area band · +$18K

CS overtime spike during Q2 cohort ramp · +$7K

⚠Within approved HC plan · comp mix exceeds Q3 band

✓Audit log on every change.

Testimonials

Teams like yours, already there

What Centage looks like in practice across different industries and org structures.

"I love the reports Centage helps me put together. The same package goes to my team, my investors, and my banks every month. One set of numbers, and I am not rebuilding it three times."

Michael Schmidt

CEO & President · Whitecap Waste Holdings LLC

100%

Change in budgeting approach

Finance-led

No IT required

“90% of what I do revolves around Centage. It's simple, fast, and without it, I couldn't do my job. I didn't get much training when I started, but I was able to jump right in.”

John Nam

Director of Finance · Big Blue Marble Academy

Daily

Active planning tool

Dozens

School locations managed

“It's a wonderful thing that I can go in, hit a couple of buttons, wait a few minutes and all my actuals data comes right into Centage. I have access to so much more information now than I ever had before.”

Jenny Barker

Senior Budget Manager · HASCO

6,000+

Budget line items managed

vs. Excel

Couldn't match this detail

Read Case Studies

How Centage compares

Vs. Excel-plugin vs. enterprise FP&A.

Eight dimensions mid-market finance leaders check before they buy. Compare Centage to Excel, Excel-plugin tools (Vena, Datarails), and enterprise FP&A platforms (Anaplan, Planful, Prophix).

Dimension	Excel-plugin Vena, Datarails	Enterprise Anaplan, OneStream, Workday Adaptive	Centage Mid-market FP&A
Time to live	3-6 months	6-12 months	4-6 weeks
Annual cost	Mid-tier	$100K+	Tailored
IT team required	Partial	Yes, dedicated	No, finance-owned
Tailoring	Limited to Excel	Via IT project	Built by your onshore team
FP&A as a Service	Not offered	Not offered	Managed FP&A add-on
Multi-entity consolidation	Manual roll-up	IT-configured	Automated, native
Workforce planning	Add-on	Add-on ($$)	Built-in module
AI agents	None or generic	Nascent copilots	Purpose-built for finance

Excel-plugin

Vena, Datarails

Time to live3-6 months

Annual costMid-tier

IT team requiredPartial

TailoringLimited to Excel

FP&A as a ServiceNot offered

Multi-entity consolidationManual roll-up

Workforce planningAdd-on

AI agentsNone or generic

Enterprise

Anaplan, OneStream, Workday Adaptive

Time to live6-12 months

Annual cost$100K+

IT team requiredYes, dedicated

TailoringVia IT project

FP&A as a ServiceNot offered

Multi-entity consolidationIT-configured

Workforce planningAdd-on ($)

AI agentsNascent copilots

Centage

Mid-market FP&A · Recommended

Time to live4-6 weeks

Annual costTailored

IT team requiredNo, finance-owned

TailoringBuilt by your onshore team

FP&A as a ServiceManaged FP&A add-on

Multi-entity consolidationAutomated, native

Workforce planningBuilt-in module

AI agentsPurpose-built for finance

How you go live

The systems finance already runs on, wired to your FP&A model.

Native connectors for the systems finance already runs on. Everything else, your onshore delivery team wires in during onboarding.

Native integrations

ERP · HRIS · CRM · Warehouse · Collaboration

ERP & accounting

NetSuite

Sage Intacct

QuickBooks

D365 BC

Dynamics GP

Blackbaud FE NXTMMIP

Sage 100

Xero

SAP

Acumatica

HRIS & payroll

ADPUUKGPPaylocityRRippling

CRM

Salesforce

HubSpot

Warehouse

Snowflake

BigQuery

Databricks

Collaboration

Slack

Teams

Google Workspace

Built to integrate what you already run

If it's in your stack, we connect to it.

The logos above are the native, pre-built connectors. Everything else your business runs on (any other ERP, HRIS, CRM, data warehouse, planning tool, custom app, or in-house database) your onshore delivery team wires in during onboarding. On-prem or cloud-native. Modern REST APIs or legacy flat-file drops. Centage extends to whatever you have and grows with you.

Open REST + webhooksSFTP + CSV dropsSQL + direct-to-warehouseCustom data modelsYour stack, wired in

Security that passes finance review

Shipped with every Centage deployment.

SOC 2SSORBACAudit logEncryption at rest & in transit

Industries

Trusted by Finance Teams Across Industries

We didn't build another generic BI tool. We built purpose-built FP&A software.

“Variance reporting gets used heavily, by both finance and program managers. And honestly, Centage’s support has been a big part of making our process smoother and more accurate.“

Martin Nguyen

Senior Financial Analyst, LLS

Read full case study

Dashboard titled Multi-Entity Rollup showing consolidated revenue of $24.7M with 8.5% increase and all 6 entities submitted for August 2026, intercompany eliminations of $2.1M with 2 open review items. Entity contribution table lists six entities with local and USD amounts and status: Centage US Inc. $10.84M closed, Northline Canada $3.74M closed, Meridian UK Ltd. $4.38M closed, Meridian GmbH $3.22M in review, Apex Asia Pte. $2.96M in review, Shared Services $1.68M closed. Consolidated total matches $24.7M.

Volunteers in green shirts packing food items like pasta and bottled water into cardboard boxes in a bright room.

“Staffing is so complex – doing that in Excel would be insane,” Matthew shared. “Before Centage, everything was in linked workbooks. If one broke, it all broke.”

Matthew Pawelski

Director of Budget Operations & Reimbursements, BCHP

Read full case study

Workforce Planning dashboard for FY2026 showing total headcount at 412 in August 2026 with 28 increase since January and 17 open requisitions; fully loaded cost at $38.6 million year-to-date with 1.9% decrease vs. budget and $93.7k average per FTE; headcount by department with Engineering 128 of 140, Sales 86 of 94, Customer Success 64 of 66, Marketing 38 of 44, and G&A 31 of 32; and a bar chart of planned hires and payroll from June to December with varying monthly bars.

Four healthcare professionals wearing blue scrubs walking and talking in a hospital corridor with large windows.

“90% of what I do revolves around Centage. It’s simple, fast, and without it, I couldn’t do my job.”

John Nam

Director of Finance, Big Blue Marble Academy

Read full case study

Dashboard titled Budget vs. Actual for FY2026 Working Budget showing total revenue at $18.4M with increases of 6.2% vs. budget and 11.8% vs. prior year, operating expense at $12.9M with a 3.4% decrease vs. budget and 2.1% increase vs. prior year, a donut chart of expenses by category with personnel, software, facilities, and marketing segments, and a monthly revenue plan bar graph from April to September showing actual versus budget with revenue rising from about $1.8M in April to nearly $3.5M in September.

Three graduates in black caps and gowns seen from behind, raising their graduation caps in celebration outdoors near a stone wall and building.

“We run a lot of metrics to analyze our tasting room and club. By using Centage, I can add data points specifically related to these sales channels for our management to review. We have budget line items for our events, and this allows us to see the ROI on each event category.”

Shelly Golly

Controller, Price Family Vineyards

Read full case study

Consolidated P&L report for August 2026 showing actual vs. budget figures for revenue, cost of revenue, gross profit, operating expense, and operating income with variances and percentages. The income statement tab is active. Revenue actual is 24,700,000 versus budget 22,800,000 with a positive variance of 1,900,000 (+8.3%). Cost of revenue actual is 9,140,000 versus budget 8,760,000 with a negative variance of 380,000 (-4.3%). Gross profit actual is 15,560,000 versus budget 14,040,000 with a positive variance of 1,520,000 (+10.8%). Operating expense actual is 10,420,000 versus budget 10,780,000 with a positive variance of 360,000 (+3.3%). Operating income actual is 5,140,000 versus budget 3,260,000 with a positive variance of 1,880,000 (+57.7%). Below are two charts: Gross Margin Trend showing actual and budget over rolling 8 months and Revenue Mix showing segment revenue for the last 4 quarters Q3 25 to Q2 26.

Two factory workers wearing safety vests, ear protection, and safety glasses reviewing documents together on an industrial machine table with a mounted computer monitor.

Frequently asked

The questions we hear every discovery call.

How long does implementation take?

Four to six weeks. Every implementation is led by an onshore Centage team: an FP&A lead paired with engineering, product, and QA. Our AI setup reads your ERP structure and maps your chart of accounts on day 1.

Do I need my IT team?

No. Centage is finance-owned end-to-end, so integrations are configured through the app, not through IT.

Which ERPs, HRIS, and CRMs do you integrate with?

Centage has native integrations with 20+ systems: NetSuite, Sage Intacct, QuickBooks, Dynamics 365 Business Central, Microsoft Dynamics GP, Blackbaud FE NXT, MIP Fund Accounting, Sage 100, ADP, UKG, Paylocity, Rippling, Salesforce, HubSpot, Snowflake, BigQuery, and Databricks. Anything else your onshore team wires in during onboarding.

Do the AI agents change anything without my approval?

No. Every Centage AI agent recommends, drafts, and flags; every write to the model requires a human reviewer. The Variance & Guardrails agent enforces this at the substrate level.

What about pricing?

Centage software starts at $699 per month, tailored to your entity count, chart-of-accounts depth, and user seats. Managed FP&A is scoped during discovery. Full pricing on the pricing page.

How does Centage handle multi-entity consolidation?

Centage automates intercompany eliminations, supports real multi-currency (24+ currencies live), and runs unlimited entities. Every entity has its own P&L and consolidation runs on every actuals refresh.

Is Centage secure enough for a finance system?

Yes. Centage is SOC 2 compliant with encryption at rest and in transit, role-based access control, audit log, and SAML SSO (Okta, Google Workspace, Microsoft Entra).

How is Centage different from Vena or Datarails?

Vena and Datarails are Excel plugins; Centage is a standalone system that replaces them. Multi-entity consolidation is native, workforce planning is a first-class module, and the AI agents are purpose-built for finance.

How is Centage different from Planful, Adaptive, Prophix, or OneStream?

Those enterprise FP&A platforms are built for the Fortune 500, requiring 6-to-12-month implementations, IT and consulting dependencies, and six-figure annual software spend before services. Centage delivers the same core capabilities a mid-market finance team actually needs in 4-6 weeks, owned by finance end-to-end, at a fraction of the total cost.

See Centage in Action

500+ finance teams run their close, forecast, and board pack on Centage. Live in 4-6 weeks. Owned by finance.

Get a Personalized Demo →View Product Tour

4-6 week implementation • Onshore support

We tailor our FP&A platform to your business. Then we run it with you.

Two things no other FP&A vendor does under one roof.

We build it for your business.

Then we run it with you.

The Centage Operating System.

Spreadsheets fail, and your credibility goes with them.

The board asks a what-if.

Workforce plans that don't know your payroll.

Multi-entity close takes 30 days.

Every FP&A workflow. One connected system.

Stay on top of your business. Decide with the full picture.

Teams like yours, already there

Vs. Excel-plugin vs. enterprise FP&A.

The systems finance already runs on, wired to your FP&A model.

Native integrations

Trusted by Finance Teams Across Industries

“Variance reporting gets used heavily, by both finance and program managers. And honestly, Centage’s support has been a big part of making our process smoother and more accurate.“

“Staffing is so complex – doing that in Excel would be insane,” Matthew shared. “Before Centage, everything was in linked workbooks. If one broke, it all broke.”

“90% of what I do revolves around Centage. It’s simple, fast, and without it, I couldn’t do my job.”

“We run a lot of metrics to analyze our tasting room and club. By using Centage, I can add data points specifically related to these sales channels for our management to review. We have budget line items for our events, and this allows us to see the ROI on each event category.”

The questions we hear every discovery call.

See Centage in Action

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